The Banking Risk of AI Explanation
The Five Beacons Model
Language: English - ISBN: 9789403845760 - 87 pages
€10.00
Zyphrum Alchemists
Synopsis
Artificial Intelligence brings significant benefits to banking, but also introduces novel risks, such as the requirement that decisions made by complex machine learning systems and deep neural networks be adequately explained to humans. This work offers a multifaceted view of the topic, harmonizing the legal frameworks of Data Protection and Artificial Intelligence, the background of systems engineers, academic contributions from the computing community, and banking risk management under Basel III and the DORA Regulation, suggesting the idea of the Five Beacons as a structural model of explanation to strengthen the protection of financial customers (and every citizen) against the machine. As stated in the book: "Rather than treating explainability as a single explanation delivered at the end of an automated process, this model establishes a sequence of prior explanations, each addressed to actors capable of understanding and validating increasingly complex aspects of the system’s behavior. This structure ensures that the explanation ultimately provided to the customer is supported by earlier layers of technical, organizational, and supervisory accountability."
About Julio-Marcos García Maceiras
Julio-Marcos García Maceiras. Jurista y escritor. Además de referencias profesionales en el ámbito del Derecho, la Empresa y la Tecnología, ha publicado, frecuentemente bajo seudónimo, diversas piezas literarias.
La Túnica y las Togas reúne cuatro ensayos sobre la Justicia desde diferentes perspectivas vitales: como jurista tecnológico (Preside el Honorable J-Bot); como joven juez de provincias (Bajo el Influjo de las Leónidas); como investigador doctoral (Lady Justice—Ira, Locura, Rencor), y como pensador de nuevos idealismos (Iustitia Visionaria). Completa el volumen El Estadista, poema filosófico que propone profundizar en la misión fundamental de cada ciudadano en Democracia.
Product specifications
| Binding | Paperback |
|---|---|
| Language | English |
| Publishing date | Thursday, 1 January 2026 |
| Edition | 1 |
| ISBN | 9789403845760 |
| Pagecount | 87 |
| Interior color | Black/white |
| Size | 135 x 215 mm |
| Publisher | Zyphrum Alchemists |
| Author | Julio-Marcos García Maceiras |
| Category | Legal > Business law |